Terms of Service

1. Acceptance of Terms

Welcome to LottoLabs.ai. These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Lazy Lab Limited, trading as LottoLabs.ai ("Company," "we," "us," or "our") governing your access to and use of the LottoLabs.ai website located at https://lottolabs.ai and all related services, features, content, and applications (collectively, the "Service").

By accessing or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference. If you do not agree to these Terms, you must not access or use the Service.

You must be at least 18 years of age or the age of majority in your jurisdiction (whichever is greater) to use the Service. By using the Service, you represent and warrant that you meet this eligibility requirement.

2. Description of Service

LottoLabs.ai is an AI-powered data analytics platform that enables users to upload, process, and analyze datasets using advanced artificial intelligence and machine learning techniques. The Service provides capabilities including, but not limited to:

• Pattern Recognition: Automated detection of recurring patterns, correlations, and structures within your data.
• Trend Detection: Identification of historical and emerging trends across time-series and categorical datasets.
• Anomaly Detection: Identification of outliers, irregularities, and unexpected data points that deviate from established norms.
• Statistical Modeling: AI-generated probability assessments and pattern analyses based on historical data analysis.
• Data Visualization: Interactive charts, graphs, and dashboards for exploring analytical results.

The Service is designed as a general-purpose data analytics tool for historical and statistical analysis only. The specific insights, patterns, and analyses generated depend on the data you provide and the analytical parameters you configure.

3. User Accounts & Registration

To access certain features of the Service, you must create an account. When registering, you agree to:

• Provide accurate, current, and complete information during the registration process.
• Maintain and promptly update your account information to keep it accurate, current, and complete.
• Maintain the security and confidentiality of your login credentials and not share your account with any third party.
• Accept responsibility for all activities that occur under your account.
• Immediately notify us at info@lottolabs.ai if you suspect any unauthorized use of your account or any other breach of security.

We reserve the right to suspend or terminate your account at our sole discretion if we reasonably believe that your account information is inaccurate, that your account has been compromised, or that you have violated these Terms.

4. Subscription Plans & Payments

LottoLabs.ai offers the following subscription plans:

• Free Plan ($0/month): Limited access to core analytics features with usage restrictions as described on our pricing page.
• Plus Plan ($5.99/month): Enhanced analytics capabilities, increased usage limits, and access to additional features.
• Pro Plan ($9.99/month): Full access to all platform features, priority processing, and the highest usage limits.
• Lifetime Plan ($89.99 one-time): A single, non-recurring payment granting permanent access to Pro-level features. Lifetime access is subject to the continued operation of the Service.

4.1 Payment Processing

All payments are processed by Paddle.com Market Limited ("Paddle"), which acts as our Merchant of Record. Paddle handles all billing, invoicing, sales tax, VAT, and payment processing on our behalf. By purchasing a subscription, you agree to Paddle's Terms of Service and Privacy Policy. Paddle is the entity that charges your payment method and appears on your bank or credit card statement.

4.2 Billing Cycle & Renewal

Monthly subscriptions (Plus and Pro) are billed on a recurring monthly basis. Your subscription will automatically renew at the end of each billing period unless you cancel before the renewal date. You may cancel your subscription at any time through your account settings or by contacting Paddle support.

4.3 Refunds

Refund requests are handled in accordance with Paddle's refund policy. As Paddle is the Merchant of Record, refund eligibility and processing are subject to Paddle's terms. Generally, you may request a refund within 14 days of your initial purchase or renewal if you have not substantially used the Service during that billing period. Lifetime Plan purchases may be eligible for a refund within 14 days of purchase, subject to the same usage conditions.

4.4 Price Changes

We reserve the right to modify our pricing at any time. For active subscribers, price changes will take effect at the start of the next billing cycle following a minimum of 30 days' written notice. Your continued use of the Service after a price change constitutes acceptance of the new pricing. If you do not agree to the new pricing, you may cancel your subscription before the next billing cycle.

5. User Data & Content

5.1 Ownership of Your Data

You retain all ownership rights to the data, datasets, files, and content you upload to or create through the Service ("User Data"). We do not claim any ownership interest in your User Data.

5.2 License to Process Your Data

By uploading User Data to the Service, you grant us a limited, non-exclusive, non-transferable license to process, analyze, and store your User Data solely for the purpose of providing the Service to you. This license terminates when you delete your User Data or your account, subject to any applicable data retention periods described in our Privacy Policy.

5.3 No Training on User Data

We do not use your User Data to train, improve, or develop our AI models or any third-party AI models. Your data is processed solely to generate analytics results for your use and is not shared with, sold to, or made available to any third party except as necessary to provide the Service (e.g., processing through our AI infrastructure providers).

5.4 Data Portability & Deletion

You may export your User Data at any time through the Service's export functionality. Upon account deletion, we will delete your User Data from our active systems within 30 days, and from backup systems within 90 days, unless retention is required by applicable law.

6. Acceptable Use Policy

You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Service in any manner that violates any applicable federal, state, local, or international law or regulation.
• Upload, transmit, or process any data that you do not have the legal right to use, including data that infringes on the intellectual property, privacy, or other rights of any third party.
• Upload or transmit any viruses, malware, trojans, worms, or other malicious code or software.
• Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Service, the servers on which the Service is stored, or any server, computer, or database connected to the Service.
• Use any automated means, including bots, scrapers, or spiders, to access the Service for any purpose without our express written permission, except as may be permitted by applicable law.
• Reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code, algorithms, or underlying structure of the Service.
• Resell, sublicense, or redistribute the Service or any analytical output in a manner that competes with or substitutes for the Service.
• Use the Service to engage in any activity that could harm minors or to process data relating to individuals under 18 years of age without appropriate legal authority.
• Circumvent or attempt to circumvent any usage limits, rate limits, or security measures implemented on the Service.
• Use the Service, directly or indirectly, for any investment activity whatsoever, including but not limited to: securities trading, stock market analysis for trading purposes, financial speculation, portfolio management decisions, cryptocurrency trading, sports betting, gambling, wagering, or any other activity where financial risk is involved. The Service is exclusively a historical data analysis tool and must not be used to inform, guide, or support any investment or financial decision.
• Represent, imply, or suggest to any third party that analytical outputs from the Service constitute investment advice, financial guidance, or a recommendation to buy, sell, or hold any financial instrument, asset, or position.

We reserve the right to investigate and take appropriate legal action against anyone who, in our sole discretion, violates this provision, including removing content, suspending or terminating accounts, and reporting violations to law enforcement authorities.

7. Intellectual Property

7.1 Our Intellectual Property

The Service, including its original content (excluding User Data), features, functionality, design, user interface, graphics, logos, trademarks, and all underlying technology, algorithms, and software, is and shall remain the exclusive property of LottoLabs.ai and its licensors. The Service is protected by copyright, trademark, patent, trade secret, and other intellectual property and proprietary rights laws.

7.2 Your Analytical Outputs

Subject to your compliance with these Terms, you own and may freely use the analytical results, reports, visualizations, and insights generated by the Service based on your User Data ("Analytical Outputs") for your personal or internal business purposes. We claim no ownership over your Analytical Outputs.

7.3 Feedback

If you provide us with any feedback, suggestions, ideas, or recommendations regarding the Service ("Feedback"), you hereby assign to us all rights, title, and interest in and to such Feedback. We are free to use Feedback for any purpose without compensation or attribution to you.

8. AI-Generated Content Disclaimer

The Service utilizes artificial intelligence and machine learning technologies to process your data and generate analytical outputs, including probability assessments, pattern analyses, trend analyses, and other insights. You acknowledge and agree that:

• Informational Purposes Only: All AI-generated content, analyses, assessments, and insights provided through the Service are for general informational and educational purposes only. They are not intended to constitute, and should not be interpreted as, professional advice of any kind.
• Not Financial or Investment Advice — Strictly Prohibited: Nothing provided by the Service constitutes financial advice, investment advice, trading advice, or any other form of advice related to financial instruments, securities, or markets. Using the Service for any investment purpose is expressly prohibited. Our product has no connection to investment activities of any kind. All outputs are purely the result of historical data pattern analysis and carry no financial implications.
• Not Medical, Legal, or Professional Advice: The Service does not provide medical, legal, tax, accounting, or any other form of professional advice. Always seek the advice of qualified professionals for matters requiring specialized expertise.
• No Guarantee of Accuracy: AI-generated outputs may contain errors, inaccuracies, hallucinations, or biases. We do not guarantee the accuracy, completeness, reliability, timeliness, or suitability of any AI-generated content. Past patterns and statistical analyses do not guarantee future results.
• No Guarantee of Outcomes: Probability assessments and analyses are based on statistical models and historical data analysis. They are inherently uncertain and should not be relied upon as guarantees of any particular outcome. Actual results may differ materially from AI-generated analyses.
• Your Responsibility: You are solely responsible for any decisions you make based on the Service's outputs. LottoLabs.ai shall not be liable for any losses, damages, or adverse consequences resulting from your reliance on AI-generated content.

9. Data Security & Privacy

We take the security and privacy of your data seriously. Our data handling practices are described in detail in our Privacy Policy, which is incorporated into these Terms by reference.

We implement industry-standard technical and organizational security measures to protect your User Data against unauthorized access, alteration, disclosure, or destruction. These measures include, but are not limited to:

• Encryption of data in transit (TLS/SSL) and at rest.
• Secure cloud infrastructure hosted on reputable providers with SOC 2 and ISO 27001 certifications.
• Regular security audits and vulnerability assessments.
• Access controls limiting employee access to User Data on a need-to-know basis.

While we strive to protect your data, no method of transmission over the Internet or method of electronic storage is 100% secure. We cannot guarantee absolute security and are not responsible for any breach of security beyond our reasonable control.

10. Service Availability & Uptime

We strive to maintain high availability of the Service but do not guarantee uninterrupted, error-free, or continuous access. The Service may be subject to:

• Scheduled maintenance windows, for which we will endeavor to provide reasonable advance notice.
• Unscheduled downtime due to technical issues, infrastructure failures, third-party service outages, or force majeure events.
• Performance variations based on server load, data complexity, and the nature of analytical operations performed.

Free Plan: The Free Plan is provided "as is" without any service level agreement (SLA) or uptime guarantee. Free Plan users may experience reduced performance during periods of high demand as paid plan users are given processing priority.

Paid Plans (Plus, Pro, Lifetime): While we aim to provide a target uptime of 99.5% for paid plans, this is a goal and not a contractually binding SLA unless otherwise agreed in a separate written agreement. Paid plan users receive priority processing and support.

We shall not be liable for any damages, losses, or inconvenience arising from any downtime, service interruption, or unavailability of the Service.

11. Limitation of Liability

To the maximum extent permitted by applicable law:

In no event shall LottoLabs.ai, its officers, directors, employees, agents, affiliates, successors, or assigns be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages, including but not limited to damages for loss of profits, goodwill, data, revenue, business opportunities, or other intangible losses, regardless of the cause of action or the theory of liability (whether in contract, tort, negligence, strict liability, or otherwise), even if we have been advised of the possibility of such damages.

Our total aggregate liability to you for all claims arising out of or relating to these Terms or the Service shall not exceed the greater of: (a) the total amount you paid to us in the twelve (12) months immediately preceding the event giving rise to the claim, or (b) one hundred U.S. dollars ($100.00).

Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, our liability shall be limited to the maximum extent permitted by law.

12. Indemnification

You agree to defend, indemnify, and hold harmless LottoLabs.ai, its officers, directors, employees, agents, affiliates, successors, and assigns from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including reasonable attorneys' fees) arising from or related to:

• Your use of and access to the Service.
• Your violation of any provision of these Terms.
• Your violation of any third-party right, including any intellectual property, privacy, or proprietary right.
• Any User Data you upload, process, or transmit through the Service.
• Any decisions you make based on AI-generated content or Analytical Outputs provided by the Service.
• Any claim that your User Data caused damage to a third party.

This indemnification obligation shall survive the termination or expiration of these Terms and your use of the Service.

13. Termination

13.1 Termination by You

You may terminate your account at any time by using the account deletion functionality within the Service or by contacting us at info@lottolabs.ai. If you have an active paid subscription, cancellation will take effect at the end of your current billing period, and you will not receive a prorated refund for the remaining days unless otherwise required by applicable law.

13.2 Termination by Us

We may suspend or terminate your account and access to the Service immediately, without prior notice or liability, for any reason, including but not limited to:

• Breach of these Terms.
• Engagement in activities that are fraudulent, illegal, or harmful to the Service or other users.
• Non-payment or failure of payment for a paid subscription.
• Extended period of account inactivity (12 months or more for free accounts).
• At our sole discretion for any lawful reason, with reasonable notice when practicable.

13.3 Effect of Termination

Upon termination, your right to use the Service will immediately cease. We will delete your User Data in accordance with Section 5.4 and our Privacy Policy. The following sections shall survive termination: Sections 5.1, 7, 8, 11, 12, 15, and any other provisions that by their nature should survive.

14. Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. When we make material changes, we will:

• Update the "Last updated" date at the top of these Terms.
• Provide notice via email to the address associated with your account and/or through a prominent notice within the Service at least 30 days prior to the changes taking effect.

Your continued use of the Service after the effective date of any changes constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must discontinue your use of the Service and terminate your account.

We encourage you to review these Terms periodically to stay informed of any updates. Material changes will not be applied retroactively and will become effective no sooner than 30 days after being posted.

15. Governing Law & Dispute Resolution

15.1 Governing Law

These Terms and any disputes arising out of or related to them or the Service shall be governed by and construed in accordance with the laws of the State of Delaware, United States of America, without regard to its conflict of law provisions.

15.2 Dispute Resolution

Any dispute, claim, or controversy arising out of or relating to these Terms or the breach, termination, enforcement, interpretation, or validity thereof, including the determination of the scope or applicability of this agreement to arbitrate, shall first be attempted to be resolved through good-faith informal negotiation. If the dispute cannot be resolved through informal negotiation within 30 days, either party may initiate binding arbitration.

15.3 Arbitration

Any unresolved dispute shall be settled by binding arbitration administered by the American Arbitration Association ("AAA") under its Commercial Arbitration Rules. The arbitration shall take place in Wilmington, Delaware, or at a mutually agreed-upon location. The arbitrator's award shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

15.4 Class Action Waiver

You agree that any arbitration or legal proceeding shall be conducted on an individual basis and not as a class action, collective action, or representative proceeding. You expressly waive any right to participate in a class action lawsuit or class-wide arbitration against LottoLabs.ai.

16. General Provisions

16.1 Entire Agreement

These Terms, together with the Privacy Policy and any other legal notices or agreements published by us on the Service, constitute the entire agreement between you and LottoLabs.ai regarding the Service and supersede all prior and contemporaneous understandings, agreements, representations, and warranties.

16.2 Severability

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be modified and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions shall continue in full force and effect.

16.3 Waiver

No waiver of any term or condition of these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition. Our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

16.4 Assignment

You may not assign or transfer these Terms or your rights and obligations hereunder, in whole or in part, without our prior written consent. We may assign these Terms at any time without notice or consent in connection with a merger, acquisition, reorganization, or sale of all or substantially all of our assets.

16.5 Force Majeure

We shall not be liable for any failure or delay in performing our obligations under these Terms where such failure or delay results from circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, epidemics or pandemics, strikes, power outages, or telecommunications or internet failures.

17. Contact Information

If you have any questions, concerns, or feedback regarding these Terms of Service, please contact us at: